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Freelance guide

Self-employed in Algeria in 2026: ANAE card, 0.5% flat tax, CASNOS, invoicing and permitted activities

Freelancer, developer, designer, trainer, courier: the self-employed status gives a simple legal frame to invoice. Here is how to get it, what it really costs and how to invoice properly.

The Chghol teamUpdated 27 Oct 20264 min read

Since law No. 22-23 of 18 December 2022, any individual who runs a service activity alone can work legally as self-employed (auto-entrepreneur), with a card issued by the National Agency for the Self-Employed (ANAE), simplified taxation and social protection. This guide explains the conditions, the steps and what it concretely changes for a freelancer.

Who can become self-employed?

  • Any adult individual of Algerian nationality, resident, who runs alone an activity on the list of eligible activities set by decree.
  • Mostly services: development and design, digital marketing and community management, writing and translation, consulting, training, IT maintenance, photo and video, delivery, personal services, digital crafts…
  • An annual turnover ceiling applies; above it you must switch to a sole proprietorship or a company. Check the ceiling in force on the ANAE platform.
  • Regulated professions (doctor, lawyer, architect, chartered accountant…) fall under their own bodies and are not concerned.

Getting the card: the steps

  1. 1

    Create your account on the ANAE platform

    Online registration with your ID, address, activity and proof of qualification or experience depending on the activity.

  2. 2

    Submit the file

    Form, copy of ID card, photo, birth certificate, proof of address, degree or certificate depending on the activity. Using your home address as business address is allowed.

  3. 3

    Receive the card

    After validation, ANAE issues the self-employed card, valid for several years and renewable. It counts as registration: no trade register.

  4. 4

    Complete the registration

    Get your NIF from the tax office, affiliate with CASNOS, open a CCP or bank account dedicated to the activity (recommended for traceability).

What it costs: IFU and CASNOS

Rates and minimums are those in force at the update date; each finance act may change them.
ItemRuleExample for DZD 1,200,000 annual turnover
Single flat tax (IFU)0.5% of turnover, in lieu of IRG, VAT and TAP; annual minimum set by the finance actDZD 6,000 (or the annual minimum if higher)
VATNot collected, not deductible: your invoices are VAT-free—
CASNOSContribution computed on declared income, with an annual minimum based on the SNMG; opens healthcare and pension rightsVaries with the declaration; check the year’s scale
FilingsAnnual turnover declaration (G12) and IFU payment per the tax calendarOnce a year, online

Invoicing properly

  • Mandatory mentions: your name, address, NIF, ANAE card number, the client (name, address, NIF if a company), the date, a sequential number, the description of the service, the amount excluding VAT and your regime (IFU, not subject to VAT).
  • Sign a quote or purchase order before starting: it protects payment.
  • Companies pay by transfer, cheque or CIB card; ask for a 30–50% deposit on long assignments.
  • Keep invoices and statements at least ten years: they are your proof of income.

Advantages and limits

AdvantagesLimits
Fast, free creation, no trade register or capitalSolo work: hiring is impossible
Simple taxation: 0.5% of turnover, one declaration a yearTurnover ceiling; closed list of activities
CASNOS social cover (healthcare, pension)No unemployment insurance; contributions due even in slow months
Legal invoices for companies, banks and platformsLarge clients sometimes ask for a trade register: explain the status, it is provided by law
Compatible with studies or a private-sector job, subject to your employment contractCivil servants are subject to the civil-service rules on combining activities

Frequently asked questions

Do I need a trade register to be self-employed?

No. The card issued by ANAE counts as registration. You do need a NIF and a CASNOS affiliation.

What tax does a self-employed person pay?

A single flat tax of 0.5% of turnover, with an annual minimum. It replaces IRG, VAT and TAP on this activity.

Can I invoice a foreign company?

Yes, in compliance with exchange regulations: payments from abroad go through your bank, in foreign currency converted to dinars. Ask your bank about the supporting documents required.

Can I be employed and self-employed at the same time?

In the private sector, yes, unless your employment contract has an exclusivity clause. Civil servants are subject to their statute’s rules: check before applying for the card.

What is the difference with the ANADE scheme or an EURL?

The self-employed person works alone, without capital or employees, at 0.5% tax. ANADE funds the creation of a micro-enterprise; an EURL is a company, with trade register, VAT and full accounting.

Official sources

The Chghol team

Guides written from official texts (Official Journal, DGI, CNAS, ANEM) and the experience of Algerian recruiters. Reviewed at every change in the law.

Updated 27 Oct 2026